Anger · FUCK · Health · Medical · Multiple Sclerosis · Primary Progressive MS · Strength

Manic Monday – Insurance Saga

My lastest dealings with Independence Blue Cross was all about getting phone numbers from the representative at IBX  for non-emergent transport, PT places etc. Today I made my appointment, far in advance, for my pain management doctor. I called the non-emergent transport companies that were given to me from Independence Blue Cross. I know, redundant, here’s why… The first company I called told me they no longer take Blue Cross insurance. The second company I called said they no longer take Blue Cross insurance because they never get paid from Independence Blue Cross insurance. 😳 The third company said, you have to call the week of your appointment and then there are no guarantees that there will be availability. OK well that’s just fucking fantastic! So let’s recap; the phone numbers that I received from the representative at Independence Blue Cross were ALL dead ends. Now I could pay cash for one of them which would be $283 upfront and then $75 an hour for however long it takes for your appointment. Alrighty then I guess I’ll just pull that cash out of my ass. So tell me what the fuck is the point of having health insurance if it doesn’t help you. We pay thousands of dollars for this insurance and at this point they basically have told me to fuck off and die in my bed. I’m not even going to get into calling the physical therapy places, because talking to those people dropped my IQ many points. I just needed to know if they’ve dealt with people that have contractures things like that. Not one of them could answer the question. It was as if they were reading off a script, “All of our physical therapists are very good. They do their jobs well.” OK good for them, that’s not what I fucking asked you. 🤦🏻‍♀️

My first reaction to all of this this morning was to completely snap. But I held it together. I took deep breath’s and started uncontrollably laughing. I am so angry right now there is no way to even measure the anger that is boiling up inside of me. I know more than anyone, that it’s not good for me blah blah blah. But come the fuck on… Cut me a fucking break… Why can’t one thing work out for me like it’s supposed to. Why??!! I’ll tell you why, INCOMPETENCE!! I’m dealing with people that are reading out of a notebook that the insurance company gets them. I’m dealing with people that have no humanity. I’m dealing with people that would be happy if I just took it and died. Well I have news for you Independence Blue Cross, I’m not going anywhere in fact I’m going to be your worst fucking nightmare! This right here is the end of my rope. Please believe me when I tell you, you really have no idea what you’ve done! 

And as always, have courage and be kind! 

Anger · FUCK · Health · Medical · Multiple Sclerosis · Primary Progressive MS · Strength

Manic Monday – Insurance Saga

My lastest dealings with Independence Blue Cross was all about getting phone numbers from the representative at IBX  for non-emergent transport, PT places etc. Today I made my appointment, far in advance, for my pain management doctor. I called the non-emergent transport companies that were given to me from Independence Blue Cross. I know, redundant, here’s why… The first company I called told me they no longer take Blue Cross insurance. The second company I called said they no longer take Blue Cross insurance because they never get paid from Independence Blue Cross insurance. 😳 The third company said, you have to call the week of your appointment and then there are no guarantees that there will be availability. OK well that’s just fucking fantastic! So let’s recap; the phone numbers that I received from the representative at Independence Blue Cross were ALL dead ends. Now I could pay cash for one of them which would be $283 upfront and then $75 an hour for however long it takes for your appointment. Alrighty then I guess I’ll just pull that cash out of my ass. So tell me what the fuck is the point of having health insurance if it doesn’t help you. We pay thousands of dollars for this insurance and at this point they basically have told me to fuck off and die in my bed. I’m not even going to get into calling the physical therapy places, because talking to those people dropped my IQ many points. I just needed to know if they’ve dealt with people that have contractures things like that. Not one of them could answer the question. It was as if they were reading off a script, “All of our physical therapists are very good. They do their jobs well.” OK good for them, that’s not what I fucking asked you. 🤦🏻‍♀️

My first reaction to all of this this morning was to completely snap. But I held it together. I took deep breath’s and started uncontrollably laughing. I am so angry right now there is no way to even measure the anger that is boiling up inside of me. I know more than anyone, that it’s not good for me blah blah blah. But come the fuck on… Cut me a fucking break… Why can’t one thing work out for me like it’s supposed to. Why??!! I’ll tell you why, INCOMPETENCE!! I’m dealing with people that are reading out of a notebook that the insurance company gets them. I’m dealing with people that have no humanity. I’m dealing with people that would be happy if I just took it and died. Well I have news for you Independence Blue Cross, I’m not going anywhere in fact I’m going to be your worst fucking nightmare! This right here is the end of my rope. Please believe me when I tell you, you really have no idea what you’ve done! 

And as always, have courage and be kind! 

Ramblings · Strength

In with a bang, out with a whimper…

This the story of my shower from http://premier-bathrooms.com/showers/

The Refresh $14,995
The Inspire $11,995

Yes, that is the prices of these fabulous showers. So, this is probably why they do not give you any kind of estimate over the phone. Most people would probably hang up, and quickly. Now, this does include any unforseeable issues like bad green-board and clean-up etc. But, what if there are no unforeseeable issues? Same price? Guess so. But wait, you can finance. So, let’s pay triple the amount for a shower. Woot woot. Shit no, sorry. It’s a  shower for fuck’s sake and not even gold lined. Now maybe if it came with a hot towel boy…

So, my question, how the hell do people, crippled people and the elderly pay for these ‘high end’ showers. They most likely get ripped off and have to finance. Not many people have this kind of cash to just hand over.

Oh, but wait! If we ordered and signed within that day, 1,000.00 would be taken off. Well holy shit and slap my ass, then let’s do it!! NOT!!

So, needless to say, I was bummed. I cried for a bit, then got pissed at the highway robbery going on here. At 5pm, I took a Xanaflex and went to bed.

Now on to plan B. If that does not work then plan C, D, E etc. Whatever it takes.

We are going to go to Lowe’s and check out the shower enclosures. If we can find one without a seat or built in shelving in the back, we can get one like that. Then I found an awesome fold up teak handicapped shower chair that we can have installed along with some bars to help me in and out of the shower. Then get a new dual shower head with bar for the hand-held shower head that can slide up and down. It will not be as high tech, etc as the Premier Showers, but it will be just as good at a fraction of the cost.

So, my shower story continues. It will happen, just may take a bit longer than I want.

Life is good!

Blessings and Hope!