Ramblings

MS Awareness Month day 18 and BS Blue Cross

This may be a hard one for many. But I understand it completely. And myself, I’ve tried to leave this earth a couple of times. I’m still not sure why it didn’t work and I still think about it every day. After what happened this afternoon talking to Independence Blue Cross, I wasn’t sure I could find my way back. In A nutshell they will not cover me getting non-emergent transport to and from my doctors appointments. after their own representative told me I would be covered, now they’re saying I’m not unless it’s to a hospital. So basically I’m not sure how I’m gonna get to my doctor(s) anymore. Because they denied me rehab I’m still trapped in my bed since August 18 of 2019. I can’t emphasize enough that without that type of rehabilitation and care I won’t ever get out of this bed. If I were able to get on the rooftops that’s where I would be screaming it from. Again, WITHOUT ACUTE REHAB I WILL NEVER GET FREE FROM MY PRISON!!!! NEVER!!

So now I have $950 which I will be billing the insurance company for since their own representative is the person who got me all the phone numbers for these non-transport companies and told me to go ahead and do it. So if  Independence Blue Cross won’t pay for it it’s gonna come out of one of their pockets. I had to fill out the out-of-network forms for these services. It’s a little crazy to me that a company like Independence Blue Cross has no transport services in-network where I live. Well actually they do, but each one of them told me they don’t accept it because Independence Blue Cross doesn’t pay the claims. Imagine that, bless their little fucking hearts.

I really want one of their ignorant and incompetent medical doctors that denied me to come to my home and actually look at me. I want them to see me and see what being bedridden has done to my body. But you know they won’t. They do what they do to keep their paycheck by denying patients life-saving care. I know I say this over and over again, but how do those evil fucks sleep at night knowing that thanks to them people are dying and not getting the care they need.

The best part is to get a pre-certification to be allowed this transport to get to the hospital only, my doctors have to call every time. Yes because my actual intelligent medical doctors need to take time out of their day to let these incompetent people know that I, in fact, need this type of transport. I guess they don’t have computers or are completely ignorant and don’t know how to use them by putting notes in showing that I’m allowed this service. As I see how their company works, I get it… They are not the sharpest tools in the shed. Seriously, I wouldn’t believe this if it wasn’t happening to me. I would never have believed that the people that we give our hard-earned money to in case things like this arise, are doing everything they can to kill me. 

Like I said I completely understand this picture and what it means. Right now I think I’m going to get myself lost in anything I can find on the television. After learning this today, this strong warrior is breaking. I have been fighting with these bastards for seven months. I really wanted to be able to get it taken care of between myself and that company. But it looks like my big mouth is going to have to go more public. So stay tuned, the fun is only beginning.

Have courage and be kind.

*** i’m so sorry if this is all over the place again, but I’m hanging on by a thread and I’m just trying to get it all out there. Thank you for bearing with me. 🖤

Craziness · Multiple Sclerosis · Primary Progressive MS · Ramblings

Being a shut in is nothing new for many of us…

With everybody freaking out about being quarantined to their homes and not being able to go out to dinner, go shopping, etc.… This is nothing new for some of us. I’m not sure how to feel about it. It’s actually quite depressing. So for everyone whose lives are being up-ended over this, please get over yourselves. For some of us it’s life as usual.

Buuuuut… I get it, it’s hard. Really I’m sorry that by doing this you’re protecting the elderly and those people with chronic illness and autoimmune disorders. I completely understand that it’s affecting your life. And I’m sorry that people like me have to take extra precautions.  I mean seriously, bless your little hearts. But, again, get over your damn selves and just deal with it. 😏

Have courage and be kind.

Anger · Multiple Sclerosis · Primary Progressive MS · Ramblings · Strength

The Fabulous Insurance Saga Continues …

I would love to say that Independence Blue Cross is actually ‘working’ for me and that we have gotten my non-emergent transport taken care of. Unfortunately that’s not the case. I’ve actually been to a couple appointments using the non-emergent transport. Sadly I see future problems with this. When I called to get the pre-certification for transport I was told I wasn’t the one that should be calling 😳⁉️ I was informed that my doctor needs to call every and explain that I’m bedridden thus needing the gurney transport. Are they fucking kidding me? My doctor has to stop his practice to contact this ridiculous company to tell them that I am in fact, bedridden and need this service. Again, are they fucking kidding me? So I put a call in to Jason to see what we could do about this. We spoke for a couple days as he was trying to find out the correct information for me regarding pre-certification. On March 6 I was told he would call me back on Monday, March 9 and let me know how I go about it. My doctors appointment was for March 13 and he never called me back during that week. 🤔 My appointment at my doctors was on Friday the 13th. I was not going to cancel my appointment, so I went ahead and got my transport and will definitely be billing them for that trip as well. The total now out of my pocket thanks to no help from my insurance company, is $940. 

Should I have called him and asked why he wasn’t calling me back? That’s a big no. When someone tells me they’re going call me back, that’s what they’re supposed to do. I’m shocked at the incompetence of Independence Blue Cross and they are rent-a-docs and their employees. The worst part about all of this is it’s seriously is fucking with my health. I know I sound like a broken record, but without rehab I have nothing. I think it’s finally time I either, shit or get off the toilet… I know that analogy is not the best but 😂 I really am not over exaggerating when I say this is life or death for me. I think maybe it’s time I go public. I think it’s time I show people what companies like Independence Blue Cross do to people who truly need their help. I think it’s time I take back my life, adjust my crown, and remind people who the hell they’re dealing with.

I know this blog is kind of all over the place but I really feel like I’m losing my mind. I know I’ve said this before but I really feel like I’m on an episode of punked. Real life really is stranger than fiction. I just want to get better. I just need the proper medical help that my doctors feel I should have. Sadly no one gets it until they get it and the way these people are making me feel, I hope they do get it. 🤭 I really don’t like feeling that way but I do believe that for every person that is keeping life-saving medical care from me, because they’re putting money first, Karma will be introducing herself at some point. Good luck! 

Have courage and be kind.